Blue Cascades
$15.4mm Multi-family rehabTallahassee, FL
Reef Private Credit
Reef Private Credit is a specialized asset-based lender
We originate, underwrite, fund, and manage high-yield, short-term mortgage loans tailored to the needs of professional real estate investors and developers across the United States.
For more than 20 years, we have provided a comprehensive range of capital solutions, including bridge loans, construction financing, and mezzanine debt, delivering value through innovative and customized strategies tailored to our borrowers’ needs.
Capital Deployed Since Inception
Senior Debt Lending Parameters:
Loan Term: 3–36 months
Rates: 8%–12%
Origination: 1.0%–4.0%
Loan Size: $3mm – $20mm
Footprint: National with strong Mountain West and Sunbelt focus
Property Type: Varies (no senior housing, no vice-asset classes)
Recourse: Limited
Funding: 1–4 weeks
Prepayment Penalties: Limited
LTV: Up to 75%
LTC: Up to 85%
Past Deals
Fitzgerald Farms
$9.4mm Single Family Lot DevelopmentHeber City, Utah
Lakeshore Landing
$7.6mm Multi-family DevelopmentAmerican Fork, Utah
Auto Mall
$6.2mm Single Family Lot DevelopmentHerriman, Utah
Alpine Heights
$3.5mm Single Family Lot DevelopmentRexburg, Idaho
Wash U
$3.3mm Car Wash Capital ImprovementsJoliet, IL